Archive for the ‘Business’ Category
Budgeting When You’re Broke
Suffering from a lack of cash? It’s likely that you don’t follow a budget that reflects your earnings. Smart budgeting prevents eviction, increased credit card debt, and ruined credit scores. It’s never too late to achieve your financial goals — get started now with these 10 steps to make your financial life less stressful.
Avoid Immediate Disasters Read the rest of this entry »
The Fine Art of Juggling Business and Motherhood for Mom Entrepreneurs
Like every entrepreneurial mom, two of the top priorities in my life are my family and my business.
My Story. I have always been a driven person. I knew what I needed to do to earn my next promotion. I took every class and seminar that I could find to help me get ahead. When I was in my early 20’s, all my colleagues were men in their 40’s. If I had kept going, I would certainly have reached upper level management.
My desire and drive for status in the corporate world came to a screeching halt on a day in late 1993–the day I became Jackie’s Mom. That day, as all Moms understand, my priorities dramatically shifted. Life was no longer “all about me”. I wanted to spend as much time with her as I could. Suddenly work and school were unimportant. I began looking for opportunities to work from home or for good part-time jobs.
It is not easy to juggle business and motherhood. I do not claim to be an expert. After Jackie was born, I spent several years in the corporate world not realizing there were other opportunities for me. While I worked full-time, my constant concern was that I was missing everything while my child was in daycare for 11 hours a day. Because I know children are only little “for a short time”, a cloud of overwhelming sadness was constantly hanging over me. In my efforts to overcome this concern, I was fortunate along the way to find several excellent part-time jobs, and I even job-shared for a year. I have actually only worked full-time for half of my daughter’s 12 years. Yet it still never occurred to me that I could leave the security of a corporate job to have my own business.
Thankfully, the entrepreneurial bug bit me in late 2002. I now have my own business, and I love every minute of it. I am much happier and I am able to set my schedule around my children’s important activities and, on occasion work with them beside me. I recently sat at breakfast with Jackie and asked her when she has been happiest with my work schedule. She too was happiest when I was able to take her to school and pick her up myself and attend all her important activities.
My husband, Terry is about to begin working in my business full-time, too. While we are looking forward to being together more and working together to help build our business, this will be a major life change for us. Our son Cole (age three) is currently in daycare for three part-time days each week. Last week we discussed some of the adjustments we will need to make with Terry being home more. We made the commitment to juggle taking care of Cole and working in the business the remaining two days a week for the next two years until he starts kindergarten. We know it is best for Cole, that this time is a special time to be with him, and he is worth it.
I have learned many things as a Mom Entrepreneur, and I would like to share two of them. The Importance of Being Present. Several months ago, I had a breakfast meeting with my business partner and one of our networking organization members. The member was sharing some of the things he had learned in a workshop. I will never forget when he said, “You are not listening, you’ve never listened, and you are not listening now…” Then he explained how he realized he hadn’t been listening to his own daughter. I immediately understood what he was saying and my heart sank. I thought of my children. Although I had always wanted to have as much time with them as possible, I had become involved in growing my business. While juggling both work and family, I had stopped listening. I had been fooling myself and I had been very wrong. I apologized to my daughter that day. I changed immediately, including even little things. For example, while ironing on stars Jackie had earned in P.E., I took the time to talk about how she had earned the stars. I understood how much I was going to miss unless I was present all the time. Working moms often struggle with the lack of time spent with their children, but when we are present, every moment we spend with our children can be special quality time.
The Value of Teamwork. One of the most important things we can do for our families is to have open communication. I am not afraid to ask for help from my family. I try my best to communicate my upcoming schedule ahead of time. When I have a particularly hectic week, we talk about what is happening, if it’s temporary, acknowledge the stress it puts on all of us and handle it together. As a team, we worked out a plan for the days when I leave early to attend a breakfast meeting. When I say, “I have a breakfast meeting tomorrow,” everyone knows what to do. For example, my husband takes care of our son and drops him off at preschool. My family understands my commitment to them is, if at all possible, I will only attend one breakfast meeting a week. I communicate with them what is happening in the business and try to involve them in it, too. We are all in this together. As the business succeeds, we all succeed.
You can help, too. I love to help others, and as I continue my personal journey towards a more balanced life, I want to collect the experiences of other entrepreneurial moms. I am also writing a book for Mom Entrepreneurs. The comments submitted for these articles could also be featured in the book. It is my goal to share your stories so that we can all help each other to master the fine art of juggling business and motherhood.
Know your brochure type
Introduction
It is known that the success of a company heavily dependent on the success of marketing communication – reaching the customer in fact a crucial factor. In this area of work, play a crucial role brochures and brochure design critical. Design a brochure in a mere presentation of information without effective design brings apathetic results. In addition, many before you begin the design work is necessary to choose the correct type of brochure that will be effective.
Brochures types differ depending on the role they need to play. First, before consideration of the factors – the target population, budget, content and scope of distribution – reflect the objective of the brochure, for example:
When do I get my company to a client, I do not exist to introduce?
With direct mail brochures – direct mail brochures are designed to be sent by regular mail to potential customers. They are designed to take the company to a customer, and suggests the importance and the characteristics of the companies / products. Direct Mailing Brochures acts as an effective tool for small businesses.
So when a prospect first interested in my products, how can I a customer?
Be used to communicate your interest by Response Flyer – Brochures response when prospects see the specific interests in society. Response booklets are designed to drive home the best features and focus on better solutions. They aim to convince the prospects that their expectations of business is worth.
Distribute brochure to support – brochures in handy while making sales presentations to come. It is designed to work with the sales presentation so that the participants seem to coincide never lost. It allows the presentation to be effective if the audience can relate to the brochure, if it is not the presenter.
Seduce Your Drop-Off Brochure – Drop off brochures are very effective if you should have many opportunities to be taken separately. They are in various response booklets, because they have shown is not necessarily for people who are interested. These brochures will be developed with a commercial approach to convince people about the product / service and interest for the buyer.
My business is flooded with people, and no matter how many banners I have several offers that tend to miss a customer or two things. I should offer to work …
City Check-out brochures in various places – and yet, you read will be enough in your brochures. They are designed to lure customers, more products by buying brochures in addition to the check-out area of the shop. These should be designed with a catchy headline for customers close to the content. Well, the most effective and is a hike around the store for the new series of purchases to assure the customer.
10 ways to save a House Can your business and your life
Many of us (myself included) have a degree of difficulty of the work and go left us a true vacation. In fact, there are many people I know who are employed, paid vacation time available to them, and still not take. Than have, those of us, a business or self-employed in some capacity, the feeling that if we have free time are suffering, our business would.
Even if we manage to escape, how many of us our computers and business phones to take with us and spend a large part of the holiday actually works? Now I have that many of us know, the fact remains that we love our work. We do not want to let go of what we love and embrace the “unknown” … even for a short time. On a recent week-long family vacation, I took my computer and spent the first few days at least three hours per day (my husband by the way, did what, while our children basically vegged front of the TV.) First, it was easier to remain in a state of gratitude, and that in and of itself, a room for me the benefits of a true holiday experience.
Below is a list of ten reasons why you should take a vacation, and if you do, how to approach her, it can actually improve your business and your life.
1st Seeing life from a new perspective. You are no longer surrounded by the familiar. Especially if you go to a place that is new, it takes some time to “orient yourself.” They are forced to leave, and let life flow. Letting life take us on an adventure allows us to relax our control, our liability to resolve how things should be “. We are beginning to take a fresh look at our relationships, our environment, our work and us. We are open to new and perhaps innovative ideas. It is quite possible you will come home with a new, creative solution to a problem, an innovative product, idea or a new approach to marketing.
2nd Breaking up the routine. Drift into a routine is as easy as falling into a chair. We are used in the same house, same route to work, to the supermarket and our kids’ school and work the same way. It healthy to try to break through, try the one time and something new. You never know how Your life may be extended for free and try something fresh.
3rd Connect with your partner, your children, your family, your friends or your self. We now have the opportunity to observe and enjoy. We also have the time to talk, clear air and troubleshooting.
4th The healing of body and mind. Holidays are a good time to relax and let it roll into a deep relaxation. Our body is hard-working and well serve us. It supports us as we share our unique gifts in the world. The more we take care of our body, the longer and more successful is it to serve us. Deep relaxation is a powerful healing force that improves our immune system, and serves as a balm in every cell and body functions. Make sure your holiday is for a period of deep relaxation.
5th Hearing another voice besides the ego. On holidays, we have the opportunity to relax our ego, and other voices and other ways that something could be done. Often these new ideas can be a quantum difference in our business and our lives.
6th Sensing timelessness. Holidays, especially if you resist the temptation to make reservations at any time of day tours or activities (and I would recommend that to resist you), you can benefit from a sense of timelessness. We get so caught up in time. How many times a day do you check your watch, cell phone or clock and realize you have to hurry or to rush to somewhere on time. A vacation is your chance to let go and realize there is more than following the dictates of the Clock of life. It’s amazing how long and pleasant day and evening, but can when we have at the present moment, only live.
7th Discover the skills you had known before. You have talent you never knew you had, such as climbing, sailing, kayaking, diving, or a foreign language? You’ll never know until you test. Holidays give you a perfect opportunity to do so. They are very good about themselves for another attempt, and who knows … Discover a life-long passion!
8th Connection with nature. Especially if your holiday is taken in nature, you have the opportunity to benefit the life terminal. The same force that created life also creates and maintains trees, flowers, water and mountains. One of my favorite poems by the Indian poet Tagore, goes like this, “the same stream of life, through the world and runs through my veins night and day, and rhythmic dances in action … It is the same life that shoots in joy through the dust of the earth in countless blades of grass and breaks into tumultuous waves of flowers. ”
9th The chance to play and enjoy. I hope you have a holiday you enjoy. The opportunity to play and enjoy a great motivation factor is to go in the first place. Playing increases our creativity. And creativity is essential to our work and our relationships. Joy is an energy, improve your immune system, your relationships, and attracts more good in every area of your life. Treat yourself to play. Revel in joy. Enjoy celebrating!
10th Strengthening of gratitude. Last but not least, holidays make it easier to practice proactive gratitude. Practice daily gratitude can change your life. As we are liberated from our daily work and see new places, try new foods and new adventures to experience, there is so much easier to feel and express appreciation. We can appreciate the beauty around us, the time we have with our friends and family and the peace that we feel to share. Planning a trip and go! I guarantee once a peaceful, happy people, more creativity and innovation to bring his or her business.
A Time To Focus And A Time To Diversify
I’m the Queen of the Focus message in the Work at Home Mom Community. I believe it’s important to have a tight focus when you’re developing or growing a home business that will pass the test of time and bring in a reliable income.
This is especially true when it comes to a Direct Sales business. If you’ve opted to join a Direct Sales company such as Mary Kay, Pampered Chef or Lia Sophia you will experience the highest level of success if you keep all of your business attentions on that one company.
There is a temptation for some Direct Sellers to branch off into a ‘complimentary’ business. They may think that a gourmet food company would be a perfect addition to a Pampered Chef business, and at first glance it might seem to be so – but it really isn’t.
The beauty of Direct Sales is that it’s a ready made business. The company has done all the hard work for you when it comes to a sales plan, promotional materials, etc. Marketing experts have designed a system that has been proven to work if you just work it – so anything you do to muddy up the message is going to reduce your effectiveness.
There are some businesses that do benefit from diversification, which is just a fancy way to say that you’re offering multiple products or services.
A home based crafter often creates a wide variety of items, people do love choices at craft shows. An internet marketer will create several different websites of varying topics and interests to ensure that their affiliate income will remain stable through any particular market changes.
One of the most interesting examples of diversification that I’ve seen is being demonstrated by a single mother in my town. Tishia Lee just left what will hopefully be the last of several low paying dead end jobs to launch her own home based business, ‘Tishia Saves Time’ (http://www.tishiasavestime.com).
Tishia Saves Time is two businesses in one. On one side she’s offering Virtual Assistant (VA) services to busy internet marketers. A VA performs all kinds of administrative tasks according to the needs of a client. Tishia does internet research, answers client email, updates websites, etc.
The other side of her business is offline. Tishia offers personal errand services for local clients. She’ll pick up dry cleaning or make a run to the grocery store for a low hourly fee plus mileage or she can even be tapped to come over and clean your kitchen on one of those busy days when you just need a helping hand.
The two branches of her business flow smoothly together. She has acquired several regular clients and has the flexibility she needs in her schedule, leaving her plenty of time to enjoy her young son.
So where are you with your home business? Should you be tightening up your focus or looking for ways to diversify?
12 Reasons To Use A Franchise Consultant
A potential business owner that has an interest in purchasing and running a franchise would benefit from the services of a franchise consultant. A franchise consultant can provide expertise and guidance throughout the entire process. Listed below are 12 reasons that it is advantageous to use this service.
1. The service is free to the franchisee, with the franchiser covering the consulting fees.
2. The service is personal and confidential.
3. The consultant guides the potential franchisee through the entire process of deciding whether to become a franchisee, and how to go about it.
4. A detailed profile including an evaluation of the potential owner’s experience, interests, and goals is complied in order to match the new franchisee with the most suitable opportunity.
5. Education is provided on the various types of ownership and investment options.
6. Investigation into the most suitable opportunities that are available is done by the consultant.
7. Initiation of contact with company representatives is part of the service.
8. The consultant helps to verify each company’s success and track record.
9. The potential business owner saves time and money by having the experts perform research on various opportunities.
10. The consultant acts as the one-stop shop, answering questions and referring the potential owner to other resources as necessary, such as financial or legal advisors.
11. The consultant works with all types of franchises, including full-time, part-time, new units, and re-sale franchises.
12. Complications and confusion are virtually eliminated by having an expert perform these services.
Overall, a franchise consultant will help you determine if franchising is right for you and if so, what type of franchise opportunities you are most likely to succeed in.
Make Money; Sell Credit Cards
Mastercard International is targeting a 40 per cent growth for the financial year
2004-05. At present, it has 7 million debit cards and 5 million credit cards. …
People will always need credit cards; it seems the average person has about 4 cards in his pocket, a card for gas, a card for a major department store, a card for groceries, a card for jewelry, and a couple of cards as spares just in case cash is needed and in short supply.
Now if you have a website, ANY type of website, you can become an affiliate for one credit card company, or up to 100 credit card companies, for absolutely free!
To give you an example as to what is available:
You can feature more than 100 credit cards with several companies by just placing a simple link on your web page for free.
These companies will also help you set up your website.
Credit Cards offered are Visa. Mastercard and American Express.
Commissions to you when somebody fills out an appication range from $20 to $80 for an approval.
They provide affiliates with all credit card content, such as reviews, ratings, APRs, fees, etc. All information is provided FREE to affiliates to incorporate into their websites.
Some companies will actually supply you with access to a database which consistently updates any information that may change such as interest rates and terms and conditions.
There are at present numerous different types of cards the majority of which fall into 2 classifications:
Credit Cards based on good credit history.
Interest and transaction rates should be relatively low.
Credit Cards based on not so good credit history.
Interest and transaction rates will be relatively high.
It would be perfect as an affiliate to be able to offer both.
In order to convince people to subscribe to a certain credit card you can actually promote on your website various types of rewards offered by the credit card companies.
A prime example of rewards of course are airmiles.
“Get 15,000 miles free when you apply for this particular credit card.”
How about these rewards:
“0% intro APR for 15 months.”
“Instant approval”
“5% cash back”
“Free movie rentals”
“Bad Credit OK”
“Low Interest”
“Purchase and transfers at 0%”
“Free rewards program: Home, electronics, dining, travel and more”
” 5 points for every $1 spent at supermarkets, drugstores & gas stations:”
” Earn 1 point for every $1 on all other purchases”
” 0% APR on balance transfers for 12 months”
” No annual fee”
“auto rebate cards”
Faster Cards
There are now new cards , where cardmembers simply hold their card near a point-of-sale reader at a checkout, instead of swiping their card or handing it to a store employee. As cardmembers hold their card with this feature near the point-of-sale reader, the reader will quickly emit a tone and light up to signal payment confirmation.
“We believe the innovative cards with this feature provide merchants and cardmembers with the increased speed and convenience they want at the point-of-sale,” said a senior vice president of a company’s credit card division.
“With this feature, cardmembers can save time when making their everyday purchases.”
So you could use any of the above incentives to promote your affiliate credit card link and earn additional Internet Income.
